Organization : African Bank Limited
Facility : Apply For Black Credit Card
Applicable For : African Bank Customers
Website : https://africanbank.co.za/en/home/product-credit-card/
African Bank Black Credit Card
Get the Credit Card that supports your lifestyle. Banking has never been this easy. Now you can make an instant impression with your African Bank Credit Card and bank on the go, wherever you are, online or on any mobile device.
Related / Similar Service : African Bank MyWORLD Account Online
Safety Tip
** Never give your Card, PIN or CVV number to anybody, including African Bank employees.
** Always keep your PIN a secret.
** Swipe, dip and contactless transactions will always prompt you to enter your PIN
** Always ensure that you receive your Card back after every transaction and keep it in a safe place.
** For Card Not Present transactions, e.g. online payments, the transaction will require an OTP.
Lost or Stolen Card
** If you’re within South Africa, immediately report the loss or theft of your Card by contacting African Bank on 0861 000 555 or +27 11 256 9988, dialling *120*225# from your cellphone, visiting www.africanbank.co.za or use your African Bank App.
** If you’re travelling outside the borders of South Africa, immediately contact African Bank on +27 (11) 256 9988 or the Visa Global Customer Assistance Service on Call Collect USA – (1) – 410 581 3836.
How to Apply?
For an online Credit Card offer suited to your lifestyle, you will need to have the following documents on hand
** Most recent proof of income.
** You must be over 18 to apply for a Credit Card
** Latest bank statement, reflecting three months’ salary deposits.
Features & Benefits
Your African Bank Credit Card allows you more convenience and peace of mind with the following features
** Your personalised embossed Card is issued instantly at any African Bank Branch.
** Accepted globally at all merchants and ATM’s displaying the Visa logo.
** Using your Card is safer than carrying cash.
** Simply Tap, Dip or Swipe, then enter your PIN to complete any transaction.
** Online (Card Not Present) transactions are secure with participating merchants. An OTP (One Time PIN) will be sent to the cardholder to authorise the transaction.
** Cash withdrawals at POS (Point of Sale, or till points) at participating merchants, for example, Checkers, Shoprite, Spar and Pick n Pay.
** Free SMS notifications on all successful transactions.
** Set your own personalised transaction limits. (If you have not set your personalised limits, the African Bank discretionary default limits will apply).
** Up to 62 days interest-free credit on POS and online purchases, if you settle your outstanding balance in full by the due date.
** Customers earn interest on a positive balance.
** For peace of mind to cover life’s unexpected insurable events, Credit Life insurance is required.
Free Online & Mobile Services
Register and connect online and you can transact safely free of charge. Transact anywhere and anytime at your convenience.
** Know your available balance
** Pay your Credit Card online
** Get a statement in 1 easy step
** Get a paid up letter in 1 easy step
** Get a settlement quote in 1 easy step
** Get tax certificate in 1 easy step
** Stop a Card in 3 easy steps
** Reactivate a stopped Card in 3 easy steps
** View or change limits in 3 easy steps
Limit Increase :
If your Card is 6 months or older, you could qualify for a limit increase, subject to a credit assessment. The new limit will be available immediately upon approval.
To apply, ask your consultant at any of our Branches, visit our website www.africanbank.co.za, use our App, dial *120*225# or call 0860 333 004.
FAQ On African Bank Black Credit Card
Frequently Asked Questions FAQ On African Bank Black Credit Card
Q: What is the African Bank Black Credit Card?
A: The African Bank Black Credit Card is a premium credit card that offers customers exclusive benefits and rewards, such as cashback, travel rewards, and access to airport lounges.
Q: How do I apply for an African Bank Black Credit Card?
A: You can apply for an African Bank Black Credit Card online, by visiting an African Bank branch, or by calling the African Bank customer service team.
Q: What are the eligibility criteria for an African Bank Black Credit Card?
A: To be eligible for an African Bank Black Credit Card, you must be a South African citizen or permanent resident, have a good credit history, and meet the minimum income requirements.
Q: What is the minimum income requirement for an African Bank Black Credit Card?
A: The minimum income requirement for an African Bank Black Credit Card is R25,000 per month.
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